Category: House

Guide to Requirements to Buy House in Malaysia
Are you planning to buy a house in Malaysia? Before you make that big purchase, it’s important to understand the requirements to buy a house in Malaysia. This guide will help you understand the process and ensure that you’re fully prepared to buy your dream home.

What are the requirements to buy a house in Malaysia?

To buy a house in Malaysia, there are several requirements to buy house in Malaysia that you need to fulfill. These include:
- Age Requirement: You must be at least 18 years old to buy a house in Malaysia.
- Citizenship Requirement: If you’re a non-Malaysian, you’ll need to get approval from the Foreign Investment Committee (FIC) before you can buy a house in Malaysia.
- Financial Requirement: You must have sufficient funds to pay for the down payment and monthly mortgage payments. Most banks require a down payment of 10% to 20% of the property’s value.
- Loan Eligibility: You must meet the bank’s loan eligibility criteria, which includes factors such as income, employment status, credit score, and debt-to-income ratio.
- Legal Requirements: You’ll need to hire a lawyer to handle the legal aspects of buying a house in Malaysia, such as drafting the Sale and Purchase Agreement and conducting the title search.
Why are these requirements important?

These requirements are important to ensure that you’re able to afford the house you want to buy and that you’re legally allowed to own the property. Meeting the financial and loan eligibility requirements will help you secure a mortgage and avoid defaulting on payments. Hiring a lawyer will ensure that the property you’re buying is free from any legal issues or disputes.

What are the pros of buying a house in Malaysia?

There are several pros of buying a house in Malaysia, including:
1. Investment: Buying a house is a good long-term investment as property values tend to appreciate over time.
2. Security: Owning a house provides a sense of security and stability.
3. Control: When you own a house, you have more control over your living space and can make changes to suit your preferences.
4. Rental Income: If you’re not planning to live in the house, you can rent it out and earn rental income.
5. Pride of Ownership: Owning a house is a source of pride and achievement.
What’s the process of buying a house in Malaysia?

The process of buying a house in Malaysia typically involves the following steps:
1. Property Search: You’ll need to search for properties that meet your requirements and budget.
2. Property Viewing: Once you’ve identified a property, you’ll need to view it to assess its condition and suitability.
3. Sale and Purchase Agreement: If you’re satisfied with the property, you’ll need to sign a Sale and Purchase Agreement and pay the down payment.
4. Loan Application: You’ll need to apply for a mortgage loan from a bank.
5. Title Transfer: Once the loan is approved, the property’s title will be transferred to your name.
Conclusion

Buying a house is a significant financial decision, and it’s important to understand the requirements and process involved. By meeting the age, citizenship, financial, loan eligibility, and legal requirements, you’ll be on your way to owning your dream home. Remember to do your research, hire a reliable lawyer, and work with a trusted real estate agent to ensure a smooth and hassle-free buying experience.
March 20, 2023
Home Maintenance That Is Necessary

Get Rid Of Unnecessary Things

Your home is not a warehouse or lost property, so it’s time to finally open the cabinets and get rid of all the accumulated trash in the name of comfort. Take 2 hours before intercourse! Open clothes: damaged items and frankly have a place in the trash, and that look good, but just do not like it, you can try to sell at flea markets online. Arrange your makeup drawers and household chemicals. Everything is broken, you shouldn’t use it. The same story with household appliances. The mixer is always overheated, the iron with a torn cord is rewound with electrical tape – it seems trivial, but with frequent use, even small defects start to bother.

Conducive Environment

First and foremost, create an environment that is conducive to learn. This does not mean a special room for learning, instead it can only be in the living room or dining room. A positive environment means a comfortable atmosphere for learning without television, radio or noise disturbing the focus of learning. What is important, family members can sit together and read, discuss and implement learning activities. Yes, a room like this should exist.

Windows Need To Be Cleaned Too

If you don’t clean your window weep holes, rainwater will enter your home. Then, weep holes are found on the external bottom of the frame of many sliding windows and vinyl window replacement. These holes are meant to drain rainwater that may collect in the bottom channel of the frame. Weep holes can become clogged with insects and debris, causing water to fill the channel and overflowing into your home.

Pour a cup of water into the track or splash the outside of the windows with a garden hose to see if your weeping system is working. If a constant stream of clean water isn’t escaping the weep hole, jab it with a wire hanger or spray this out with air compressor, then wet it down again. If the small flapper (intended to keep driving wind out) becomes jammed shut, it can be scrapped and replaced with a putty knife.

Roof Maintenance

You have to remember that you have to maintain your roof too. It is beneficial for you. Check out some of the most reliable roof guttering if you need one. In Malaysia, we are facing natural disasters sometimes so make sure that the roof guttering works well.

Make Sure Garage Door Is Well-Checked

Check the overall balance of your garage door or your opener may be broken.

A perfectly balanced door is less likely to hurt someone or something, and it prevents the door opener from working too hard, reducing its longevity. Then, shut the door and then disconnect the opener by lifting the opener release handle to check the balance. Pull the door up to approximately halfway and then let go. Moreover, a correctly balanced door will automatically stay in the midway position. If it drops, the tension must be raised. The door springing has too much tension if the door raises, which suggests it is working harder than it ought to.

January 29, 2022